Cheese Torte

• 2 tablespoons oil
• 3 flour tortillas
• 8 ounces refried beans
• 1/2 small onion, chopped
• 1/2 red pepper, chopped
• 1 cup monterey jack pepper cheese, shredded
• 1 cup colby-monterey jack cheese, shredded

1. Preheat oven to 350 deg.
2. In a large skillet, heat the oil. Lightly crisp the flour tortillas on both sides.
3. Place one on a baking sheet and spread the refried beans on the tortilla.
4. Place another tortilla on top and spread out the onion and red pepper.
5. Then top with monterey jack cheese.
6. Place third tortilla on top of other two tortillas and spread the colby jack cheese on top.
7. Bake 10-15 minutes until the cheeses are melted.
8. Cut into half and serve. May also cut into wedges and serve as an appetizer.
9. I usually double this and put one on a plate in the refrigerator covered with tin foil and save for another day. Use within a few days.

oil, flour tortillas, beans, onion, red pepper, monterey jack pepper cheese, colbymonterey

Taken from www.food.com/recipe/cheese-torte-397709 (may not work)