My Friend Nelly's Chili Dip - Forevermama

• 1 lb ground beef or 1 lb ground turkey
• 1 38 ounces chili seasoning mix
• 12 cup warm water
• 1 (16 ounce) can refried beans
• 1 (16 ounce) can tomato sauce
• 8 ounces cream cheese
• 2 cups shredded monterey jack cheese or 2 cups mexican mix shredded cheese

1. In a skillet over medium-high heat cook the ground beef or ground turkey until cooked through.
2. Drain the fat.
3. (If using lean ground turkey, add about 1 T oil to hot skillet before cooking the turkey).
4. To the ground meat in the skillet, add the water and chili seasoning.
5. With a wooden spoon distribute evenly.
6. Add refried beans and tomato sauce.
7. Bring to a boil.
8. Simmer on low heat for about 20 minutes.
9. Spread 8 oz.
10. cream cheese on bottom of 8 x 5 casserole dish.
11. Top with meat mixture.
12. Spread shredded cheese evenly over the top.
13. Place in preheated 350 degree oven for 30 minutes or until bubbly.
14. Serve hot with taco chips or taco scoops for dipping.

ground beef, chili seasoning mix, water, beans, tomato sauce, cream cheese, shredded monterey jack cheese

Taken from www.food.com/recipe/my-friend-nellys-chili-dip-forevermama-496106 (may not work)