Cheddar 'n Ham Muffins

• 1 cup shredded sharp white cheddar cheese
• 1 ounce grated parmesan cheese
• 1 34 cups baking mix (like bisquick)
• 1 cup skim milk
• 12 teaspoon black pepper
• 14 cup ham, chopped fine

1. Mix first four ingredients together, add pepper and ham.
2. Mix well and spoon into muffin pans 1/2 full.
3. Bake in preheated 400 oven 12-15 minutes until golden brown.

cheddar cheese, parmesan cheese, baking mix, milk, black pepper, ham

Taken from www.food.com/recipe/cheddar-n-ham-muffins-109073 (may not work)