Midnight Madness

• 1 lb ground beef
• 1 onion, finely chopped
• 2 (28 ounce) cans refried beans
• 3 cups taco sauce (1 cup for each plate,or to suit taste)
• 3 cups shredded monterey jack cheese (1 cup for each plate or to suite taste)
• 3 cups sour cream, to taste

1. Note: If you like something hotter or more spice, something can certainly be added to the browned ground beef.
2. Brown ground beef with onion and then drain.
3. Put refried beans on the bottom of pie plate (probably 3 pie plates, depending on the size of them).
4. Put browned ground beef over beans.
5. Put taco sauce over beef.
6. Grate Monterey jack cheese over taco sauce.
7. Bake for 15 minutes.
8. Spoon sour cream over.
9. Serve with taco chips.
10. NOTE TO FREEZE: You can freeze this a number of ways.
11. You can brown the ground beef and onion,drain.
12. Put the refried beans in the pie plate topped with the ground beef, then freeze.
13. Remove from freezer, thaw.then top with the remaining ingredents and bake.
14. OR you could finish it completely, freeze then put in a lower oven about 300-325F and bake a bit longer (until heated through).
15. Top with sour cream and serve.
16. There are so many variations with this recipe.
17. Do whatever works for you.

ground beef, onion, beans, taco sauce, shredded monterey jack cheese, sour cream

Taken from www.food.com/recipe/midnight-madness-112401 (may not work)